Pension Income -Splitting- Why it works and how to do it Mon Apr 8
Managing Your Money
Pension income-splitting – why it works and how to do it
Even for younger people, doing the splits can be difficult but, believe it or not, doing the splits becomes easier as you mature. Of course, what we’r... more
Disability Tax Credit- making it work for you Mon Apr 8 Managing Your Money
Disability Tax Credit – making it work for you
If you or someone in your family has a disability, you already know what a profound impact it can have on your quality of life and your finances. Family support is al... more
Avoid the Clawback Mon Apr 8 Managing Your Money
Avoid the clawback
The good news for seniors -- you receive a variety of tax assisted benefits and tax credits from the federal government that are not available to others. The not-so-good-news is that these benefits are... more
Archived Articles:
The Cost of Missing the RRSP Deadline Sat Feb 2 Managing Your Money
The cost of missing the RRSP deadline
Yes, it’s true that investments held within a Registered Retirement Savings Plan (RRSP) is the best tax-deferred, income-building way for most Canadians to save for retirement. It is s... more
Unusual RRSP facts you should know Sat Feb 2 Managing Your Money
Unusual RRSP facts you should know
For the most part, RRSP concepts and facts are easy to understand: You regularly contribute to RRSP-eligible investments, the accumulating investment amounts are tax-deductible and tax-sheltere... more
Debt-elimination Strategies Fri Nov 2 Managing Your Money
Debt-elimination strategies
Debt is the stealth bomb that erodes financial stability and even relationships. Debt piles up a little bit at a time and one day you wake up to find that most of your money is going to servicing deb... more
The Value of Putting Life into Your Mortgage Insurance Fri Nov 2 Managing Your Money
The value of putting life into your mortgage insurance
If you’re arranging a new mortgage or moving an existing one to a new lending institution, you will probably be offered mortgage insurance as part of the pack... more
The Value of Putting Life into Your Mortgage Insurance Fri Nov 2 Managing Your Money
The value of putting life into your mortgage insurance
If you’re arranging a new mortgage or moving an existing one to a new lending institution, you will probably be offered mortgage insurance as part of the package. Pro... more
Ten things you should find out about disability insurance Mon Oct 1 Managing Your Money
Ten things you should find out about disability insurance
It‟s a fact. Disability strikes working people far more often than we care to think about. A 20-year-old man is about three times more likely to be disabled fo... more
Financial Planning for students - a required tutorial Mon Aug 13 Managing Your Money
Financial planning for students – a required tutorial
Post-secondary students face many challenges but two stand out: achieving that precious diploma or degree and doing it without a crushing debt load. That’s why y... more
Reclaim Debt Control - save time and money, too Mon Aug 13 Managing Your Money
Reclaim debt control – save time and money, too
If you are carrying various forms of debt and making multiple, sometimes high-interest payments each month, debt consolidation could be the best way to manage your money, you... more
Mortgage Insurance that works for YOU Fri Jul 6 Managing Your Money
Mortgage insurance that works for YOU
A mortgage is usually the biggest, single debt any Canadian will ever take on. That’s enough to make anybody nervous and it’s why most of us seek the protection of mortgage insur... more
A Different Kind of Home Insurance Thu Jun 14 Managing Your Money
A different kind of home insurance
Mom, dad, grandma, grandpa, are some of the affectionate ways we describe family members who are unique and irreplaceable. If an accident or illness, a disability or even death clai... more
Mortgage Choices- what's best for you Fri Jun 1 Managing Your Money
Mortgage choices – what’s best for you
With a current range of approximately 2.5 percent to 4+ percent*, mortgage rates for residential real estate are still at or near historic lows across Canada. “Hmm... more
How to use your tax refund Mon Apr 16 Managing Your Money
How to use your tax refund
Congratulations on your tax refund. Now that you’ve got it, what should you do with it? You could spend it or you could use it in other ways that will be more beneficial to your longer te... more
Why you don't want a tax refund Mon Mar 26
Managing Your Money
Why you don’t want a tax refund
It’s great to get a tax refund – but it could be even better for your long-term financial health if you didn’t get one. You see, that’s your money you’... more
Tax Tips that add up Mon Mar 26
Managing Your Money
Tax tips that add up
This year, add UP your tax savings by using these tips.
Basics
You are never too young or have too little income -- always file a tax return, wh... more
Comfortable investing – investment risk levels and you Sun Feb 26 The market goes up and down and so does your stress level. Are you uncomfortable with your investments or confident their value will be there when you need it? Investing for the future can be tricky. There are so many things to consider, including ho... more
Having 'the talk' with your parents Thu Feb 23 Managing Your Money
Having ‘the talk’ with your parents
Maybe you’ve already had ‘the talk’ with your kids. Well, now’s the time to have ‘the talk’ with your parents. The anxious moments and u... more
Managing your Money for Retirement Freedom -- commit to saving Thu Feb 2 Managing Your Money
For Retirement Freedom -- Commit to Saving
The freedom to make your retirement dreams a reality – wouldn’t that be wonderful? You can do it. All it takes is money and that’s why saving throughout your l... more
Ready to retire- your best small business succession strategy Thu Feb 2
Managing Your Money
Ready to retire- your best small business succession strategy
The business you built is thriving but you’re ready to retire and you want it to continue to thrive without your hands on the controls. That makes effec... more
RRSP facts- basics you need to know to save Fri Jan 13 Managing Your Money
RRSP facts - basics you need to know to save
Preparing for retirement should start early with a savings strategy that will make it possible for you to accumulate the most wealth for use (and enjoyment!) through all your retireme... more
TFSA facts- will it work for you? Fri Jan 13 Managing Your Money
TFSA facts - will it work for you?
In just a couple of years since it was introduced by the federal government, the Tax-Free Savings Account (TFSA) has become a very popular personal savings vehicle. And with good... more
Understanding the Registered Disability Savings Plan Thu Dec 1 Managing Your Money
Understanding the Registered Disability Savings Plan
The Registered Disability Savings Plan (RDSP), which became available to Canadians in 2008, can be a very good way to accumulate tax-deferred savings (and obtain ‘free&r... more
Converting your RRSP – know your roll-over options Thu Dec 1 Managing Your Money
Converting your RRSP – know your roll-over options
Will it soon be time to dip into those Registered Retirement Savings Plan (RRSP) funds you’ve wisely accumulated over the years? If you’re turning 71 by... more
Why you want a financial plan – and how to get one Fri Nov 11 Managing Your Money
Why you want a financial plan – and how to get one
Canadians agree that financial planning pays off by delivering real value. In two recent studies – The Value of Financial Planning1 and The Value of Advice:... more
Tax Freedom Now! Or at least earlier Fri Nov 11 Managing Your Money
Tax Freedom Now! Or at least earlier
Tax Freedom Day is the day of the year when most Canadians finally start working for themselves after paying their total tax bill to all levels of government. It occurs either in late May or... more
CPP Changes are coming Fri Nov 11
Managing Your Money
CPP changes are coming
The Canada Pension Plan (CPP) is changing in gradual phases between 2011 and 2016 with the first big change beginning in 2011. Does that mean you need to rethink when to begin receiving your... more
